We believe that the market is efficient and therefore, it's extremely difficult to "time the market." In fact, research has shown that active managers do not beat their benchmarks on a consistent basis over the long-term. That's why we take a thoughtful and balanced approach.
Our client portfolios are globally diversified across many asset classes. They are low cost and tax efficient. We believe that the best investment experience is derived from portfolios based on academic research, not media hype or speculation. We help our clients concentrate on the investment components that they can control: Risk (asset allocation), Cost and Taxes. Beginning with solid personal financial planning, we believe our clients are best positioned to meet their long-term financial goals.
John is an independent, fee-only financial adviser. As a Certified Public Accountant, Personal Financial Specialist (PFS) and Investment Adviser Representative, John is able to implement a holistic approach to wealth management. With experience in working with professionals and their families, John develops clear and concise investment strategies that are tailored to the specific needs of his clients.
His comprehensive knowledge in both financial planning and tax uniquely qualifies him to provide exceptional advice. Through his understanding and commitment to his clients, John delivers the optimum path to meet their financial goals.
John earned a Bachelor of Science degree in Accounting from Central Connecticut State University. He has been a CPA since 1995 and earned his PFS credential in 2010. A PFS must meet the financial planning requirements established by the American Institute of Certified Public Accountants (AICPA). The credential is awarded only to CPAs who demonstrate the requisite experience, education, examination, and ethical standards established by the AICPA.
John is a member of the Personal Financial Planners of the AICPA.